Data and its limits
The Euribor figures on this site are official ECB / Eurosystem data, republished with a 24-hour delay: the daily fixings for the five maturities, and the official monthly averages from the ECB Data Portal. The newest fixing shown is dated 21 October 2026; there is no same-day data here, and there will not be. Every value is checked for completeness and plausibility before publication, but checks can miss errors, and an error in the official series would be reproduced here. The site may therefore contain errors, omissions or delays, and no guarantee is given that any figure is correct, complete or current.
For any purpose where the exact value matters, in particular a mortgage revision, the authoritative figure is the one published by the administrator or by the official source your contract names, such as the Banco de España, the Banco de Portugal or your bank's own notice. A monthly average computed here may differ from the official average by a hundredth of a point or two; the methodology page explains why.
Not financial advice
Nothing on this site is financial, investment, legal or tax advice, and nothing is a recommendation to take out, keep, change or repay any loan or to choose any bank or product. The explanatory texts describe how Euribor-linked loans commonly work in each country; they do not describe your contract, which may differ. The implied forward rates on the forecast page are a computation from the day's fixings, not a prediction of future rates. The mortgage calculator uses a simplified annuity formula and does not model rounding, floors, caps, fees, insurance or partial repayments. Decisions about your own finances are yours, and a licensed adviser or your bank is the place to take them.
Trademark and affiliation
Euribor® is a registered trademark of the European Money Markets Institute (EMMI), Brussels. This site is not affiliated with, endorsed by or connected to EMMI, the European Central Bank or any bank. The name of the benchmark is used only to identify the data being described.
Liability
To the extent permitted by law, the owner accepts no liability for any loss or damage, direct or indirect, arising from the use of this site or from reliance on any figure, calculation or text it contains, including losses arising from errors, interruptions or delays in the data.
Third parties
Pages may link to external websites, including those of central banks and statistical portals, for reference. Those sites are not under the owner's control and no responsibility is taken for their content, availability or privacy practices.
Euribor® is a registered trademark of the European Money Markets Institute (EMMI). This site is not affiliated with EMMI.
Figures are for information only and are not financial advice.
Source: official ECB / Eurosystem data. Published with a 24-hour delay.