Euribor today
Daily Euribor fixings, monthly averages and what they mean for your mortgage.
| All maturities | Rate | Change | Month average so far | 12-month trend |
|---|---|---|---|---|
| 1-week Euribor | 2.156 % | +0.002 pp | 2.154 % | |
| 1-month Euribor | 2.380 % | +0.016 pp | 2.317 % | |
| 3-month Euribor | 2.669 % | -0.010 pp | 2.651 % | |
| 6-month Euribor | 2.797 % | +0.003 pp | 2.786 % | |
| 12-month Euribor | 3.116 % | +0.008 pp | 3.086 % |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Euribor (Euro Interbank Offered Rate) is the reference rate behind most variable-rate mortgages in Spain, Italy, Portugal, Finland, the Netherlands and Austria. The five maturities below are the fixings of 7 September 2026: the 12-month rate is the one most household loans follow, the 3-month rate is common in Italy and Austria, and the 1-week and 1-month rates track ECB policy most closely.
All values are published one business day after the fixing, official ECB / Eurosystem data cross-checked monthly against the ECB Data Portal. Use the maturity pages for history, the monthly pages for revision averages, and the calculator to translate a change into euros per month.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.