6-month Euribor – February 2026
The average 6-month Euribor for February 2026 is 2.144 %, computed from 20 daily fixings (complete). The month opened at 2.154 %, closed at 2.128 %, with a low of 2.108 % and a high of 2.172 %. Versus January 2026 the average is up +0.008 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in February on the 6-month Euribor plus 1 pp would pay 3.14 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
February 2026
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.128 % | -0.006 pp | |
| 2.134 % | -0.005 pp | |
| 2.139 % | -0.010 pp | |
| 2.149 % | +0.004 pp | |
| 2.145 % | +0.004 pp | |
| 2.141 % | +0.004 pp | |
| 2.137 % | -0.004 pp | |
| 2.141 % | -0.018 pp | |
| 2.159 % | +0.004 pp | |
| 2.155 % | +0.008 pp | |
| 2.147 % | +0.016 pp | |
| 2.131 % | +0.023 pp | |
| 2.108 % | -0.006 pp | |
| 2.114 % | -0.018 pp | |
| 2.132 % | -0.020 pp | |
| 2.152 % | -0.020 pp | |
| 2.172 % | +0.001 pp | |
| 2.171 % | +0.010 pp | |
| 2.161 % | +0.007 pp | |
| 2.154 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for February 2026?
2.144 %, computed from 20 daily fixings. The ECB's official monthly average is 2.144 %.
My mortgage revises with the February average – what rate applies?
Reference 2.144 % plus your contractual spread; with a 1 pp spread the new rate is 3.14 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026