3-month Euribor – June 2025
The average 3-month Euribor for June 2025 is 1.984 %, computed from 21 daily fixings (complete). The month opened at 1.979 %, closed at 1.944 %, with a low of 1.939 % and a high of 2.036 %. Versus May 2025 the average is down -0.106 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 3-month Euribor plus 1 pp would pay 2.98 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2025
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.944 % | +0.005 pp | |
| 1.939 % | -0.041 pp | |
| 1.980 % | -0.013 pp | |
| 1.993 % | -0.004 pp | |
| 1.997 % | -0.034 pp | |
| 2.031 % | -0.003 pp | |
| 2.034 % | -0.002 pp | |
| 2.036 % | +0.022 pp | |
| 2.014 % | -0.009 pp | |
| 2.023 % | +0.022 pp | |
| 2.001 % | -0.003 pp | |
| 2.004 % | +0.029 pp | |
| 1.975 % | +0.022 pp | |
| 1.953 % | -0.001 pp | |
| 1.954 % | -0.001 pp | |
| 1.955 % | -0.004 pp | |
| 1.959 % | +0.005 pp | |
| 1.954 % | -0.006 pp | |
| 1.960 % | -0.011 pp | |
| 1.971 % | -0.008 pp | |
| 1.979 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for June 2025?
1.984 %, computed from 21 daily fixings. The ECB's official monthly average is 1.984 %.
My mortgage revises with the June average – what rate applies?
Reference 1.984 % plus your contractual spread; with a 1 pp spread the new rate is 2.98 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026