Euribor Rates
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3-month Euribor in 2025

Average
2.179 %
Low
1.937 %
High
2.789 %
First → Last
2.736 % → 2.026 %

In 2025 the 3-month Euribor averaged 2.179 %. It started the year at 2.736 %, ended at 2.026 %, and moved between a low of 1.937 % (3 July 2025) and a high of 2.789 % (9 January 2025). Compared with 2024, the yearly average was down 1.398 pp.

The table lists every monthly average of 2025, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because the daily series starts in January 2006.

In 2025 the monthly averages of the 3-month Euribor were: January 2.704 %, February 2.525 %, March 2.442 %, April 2.249 %, May 2.089 %, June 1.984 %, July 1.986 %, August 2.021 %, September 2.027 %, October 2.033 %, November 2.042 %, December 2.050 %.

Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

2025

3-month Euribor 20252.002.252.502.75JanFebMarAprMayJunJulAugSeptOctNovDec

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Months

MonthAverageLowHighFirstLastDaysECB avg
January 2.704 % 2.589 % 2.789 % 2.736 % 2.589 % 22 2.704 %
February 2.525 % 2.464 % 2.562 % 2.562 % 2.464 % 20 2.525 %
March 2.442 % 2.328 % 2.553 % 2.464 % 2.336 % 21 2.442 %
April 2.249 % 2.156 % 2.362 % 2.324 % 2.156 % 20 2.249 %
May 2.089 % 1.995 % 2.151 % 2.142 % 1.995 % 19 2.087 %
June 1.984 % 1.939 % 2.036 % 1.979 % 1.944 % 21 1.984 %
July 1.986 % 1.937 % 2.042 % 1.961 % 2.008 % 23 1.986 %
August 2.021 % 1.973 % 2.061 % 1.994 % 2.061 % 21 2.021 %
September 2.027 % 1.980 % 2.078 % 2.074 % 2.032 % 22 2.027 %
October 2.033 % 2.000 % 2.084 % 2.017 % 2.040 % 22 2.034 %
November 2.042 % 1.990 % 2.069 % 2.023 % 2.060 % 20 2.042 %
December 2.050 % 2.002 % 2.100 % 2.060 % 2.026 % 20 2.048 %

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Date

DateRateChange
2.026 %+0.010 pp
2.016 %-0.003 pp
2.019 %+0.001 pp
2.018 %-0.004 pp
2.022 %+0.020 pp
2.002 %-0.033 pp
2.035 %-0.014 pp
2.049 %-0.008 pp
2.057 %-0.015 pp
2.072 %-0.010 pp
2.082 %-0.018 pp
2.100 %+0.018 pp
2.082 %-0.006 pp
2.088 %+0.019 pp
2.069 %-0.006 pp
2.075 %+0.020 pp
2.055 %+0.026 pp
2.029 %-0.014 pp
2.043 %-0.017 pp
2.060 %0.000 pp
2.060 %-0.001 pp
2.061 %-0.008 pp
2.069 %+0.003 pp
2.066 %+0.007 pp
2.059 %+0.012 pp
2.047 %-0.007 pp
2.054 %-0.012 pp
2.066 %+0.015 pp
2.051 %+0.003 pp
2.048 %-0.021 pp
2.069 %+0.005 pp
2.064 %+0.016 pp
2.048 %+0.016 pp
2.032 %+0.027 pp
2.005 %-0.004 pp
2.009 %+0.011 pp
1.998 %+0.008 pp
1.990 %-0.024 pp
2.014 %-0.009 pp
2.023 %-0.017 pp
2.040 %-0.010 pp
2.050 %-0.024 pp
2.074 %-0.010 pp
2.084 %+0.012 pp
2.072 %+0.007 pp
2.065 %-0.001 pp
2.066 %+0.028 pp
2.038 %+0.023 pp
2.015 %+0.005 pp
2.010 %+0.006 pp
2.004 %-0.012 pp
2.016 %-0.005 pp
2.021 %-0.005 pp
2.026 %+0.017 pp
2.009 %-0.016 pp
2.025 %+0.006 pp
2.019 %-0.010 pp
2.029 %+0.003 pp
2.026 %+0.006 pp
2.020 %+0.020 pp
2.000 %-0.017 pp
2.017 %-0.015 pp
2.032 %+0.016 pp
2.016 %+0.016 pp
2.000 %+0.020 pp
1.980 %-0.013 pp
1.993 %-0.003 pp
1.996 %-0.008 pp
2.004 %-0.012 pp
2.016 %-0.013 pp
2.029 %+0.005 pp
2.024 %+0.009 pp
2.015 %-0.018 pp
2.033 %+0.033 pp
2.000 %-0.014 pp
2.014 %-0.015 pp
2.029 %0.000 pp
2.029 %-0.005 pp
2.034 %-0.019 pp
2.053 %-0.025 pp
2.078 %+0.002 pp
2.076 %+0.001 pp
2.075 %+0.001 pp
2.074 %+0.013 pp
2.061 %+0.014 pp
2.047 %+0.015 pp
2.032 %+0.010 pp
2.022 %+0.001 pp
2.021 %+0.004 pp
2.017 %-0.009 pp
2.026 %-0.008 pp
2.034 %0.000 pp
2.034 %+0.006 pp
2.028 %+0.002 pp
2.026 %-0.008 pp
2.034 %-0.002 pp
2.036 %+0.007 pp
2.029 %0.000 pp
2.029 %+0.010 pp
2.019 %+0.016 pp
2.003 %+0.019 pp
1.984 %+0.011 pp
1.973 %-0.021 pp
1.994 %0.000 pp
1.994 %-0.014 pp
2.008 %-0.009 pp
2.017 %-0.009 pp
2.026 %+0.010 pp
2.016 %+0.045 pp
1.971 %+0.023 pp
1.948 %+0.009 pp
1.939 %-0.005 pp
1.944 %-0.027 pp
1.971 %-0.024 pp
1.995 %-0.029 pp
2.024 %+0.003 pp
2.021 %-0.021 pp
2.042 %+0.001 pp
2.041 %+0.015 pp
2.026 %+0.025 pp
2.001 %+0.032 pp
1.969 %+0.021 pp
1.948 %+0.004 pp
1.944 %-0.035 pp
1.979 %+0.042 pp
1.937 %-0.021 pp
1.958 %-0.003 pp
1.961 %+0.017 pp
1.944 %+0.005 pp
1.939 %-0.041 pp
1.980 %-0.013 pp
1.993 %-0.004 pp
1.997 %-0.034 pp
2.031 %-0.003 pp
2.034 %-0.002 pp
2.036 %+0.022 pp
2.014 %-0.009 pp
2.023 %+0.022 pp
2.001 %-0.003 pp
2.004 %+0.029 pp
1.975 %+0.022 pp
1.953 %-0.001 pp
1.954 %-0.001 pp
1.955 %-0.004 pp
1.959 %+0.005 pp
1.954 %-0.006 pp
1.960 %-0.011 pp
1.971 %-0.008 pp
1.979 %-0.016 pp
1.995 %-0.016 pp
2.011 %-0.010 pp
2.021 %-0.018 pp
2.039 %-0.001 pp
2.040 %-0.009 pp
2.049 %+0.003 pp
2.046 %-0.014 pp
2.060 %-0.015 pp
2.075 %-0.026 pp
2.101 %-0.026 pp
2.127 %-0.016 pp
2.143 %+0.004 pp
2.139 %+0.015 pp
2.124 %-0.014 pp
2.138 %-0.012 pp
2.150 %+0.007 pp
2.143 %-0.008 pp
2.151 %+0.009 pp
2.142 %-0.014 pp
2.156 %-0.020 pp
2.176 %-0.010 pp
2.186 %+0.012 pp
2.174 %+0.013 pp
2.161 %+0.003 pp
2.158 %-0.033 pp
2.191 %+0.008 pp
2.183 %-0.053 pp
2.236 %-0.027 pp
2.263 %+0.011 pp
2.252 %-0.027 pp
2.279 %+0.014 pp
2.265 %-0.036 pp
2.301 %+0.008 pp
2.293 %-0.069 pp
2.362 %+0.039 pp
2.323 %-0.026 pp
2.349 %-0.007 pp
2.356 %+0.032 pp
2.324 %-0.012 pp
2.336 %+0.008 pp
2.328 %-0.027 pp
2.355 %-0.014 pp
2.369 %+0.004 pp
2.365 %-0.002 pp
2.367 %-0.019 pp
2.386 %-0.001 pp
2.387 %-0.024 pp
2.411 %-0.015 pp
2.426 %-0.030 pp
2.456 %-0.022 pp
2.478 %-0.023 pp
2.501 %-0.026 pp
2.527 %-0.026 pp
2.553 %+0.006 pp
2.547 %+0.018 pp
2.529 %+0.018 pp
2.511 %+0.007 pp
2.504 %+0.013 pp
2.491 %+0.027 pp
2.464 %0.000 pp
2.464 %-0.021 pp
2.485 %-0.014 pp
2.499 %-0.031 pp
2.530 %+0.009 pp
2.521 %0.000 pp
2.521 %-0.013 pp
2.534 %+0.005 pp
2.529 %+0.013 pp
2.516 %+0.006 pp
2.510 %-0.012 pp
2.522 %-0.034 pp
2.556 %+0.003 pp
2.553 %+0.014 pp
2.539 %+0.013 pp
2.526 %-0.001 pp
2.527 %-0.008 pp
2.535 %+0.006 pp
2.529 %-0.012 pp
2.541 %-0.021 pp
2.562 %-0.027 pp
2.589 %-0.017 pp
2.606 %-0.006 pp
2.612 %-0.003 pp
2.615 %-0.026 pp
2.641 %0.000 pp
2.641 %-0.032 pp
2.673 %+0.002 pp
2.671 %-0.010 pp
2.681 %+0.004 pp
2.677 %-0.027 pp
2.704 %-0.040 pp
2.744 %-0.004 pp
2.748 %-0.013 pp
2.761 %-0.024 pp
2.785 %+0.019 pp
2.766 %-0.023 pp
2.789 %+0.007 pp
2.782 %-0.003 pp
2.785 %+0.028 pp
2.757 %+0.026 pp
2.731 %-0.005 pp
2.736 %–

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Frequently asked questions

What was the average 3-month Euribor in 2025?

2.179 %. The low was 1.937 % on 3 July 2025 and the high 2.789 % on 9 January 2025.