3-month Euribor – April 2025
The average 3-month Euribor for April 2025 is 2.249 %, computed from 20 daily fixings (complete). The month opened at 2.324 %, closed at 2.156 %, with a low of 2.156 % and a high of 2.362 %. Versus March 2025 the average is down 0.193 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in April on the 3-month Euribor plus 1 pp would pay 3.25 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
April 2025
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.156 % | -0.020 pp | |
| 2.176 % | -0.010 pp | |
| 2.186 % | +0.012 pp | |
| 2.174 % | +0.013 pp | |
| 2.161 % | +0.003 pp | |
| 2.158 % | -0.033 pp | |
| 2.191 % | +0.008 pp | |
| 2.183 % | -0.053 pp | |
| 2.236 % | -0.027 pp | |
| 2.263 % | +0.011 pp | |
| 2.252 % | -0.027 pp | |
| 2.279 % | +0.014 pp | |
| 2.265 % | -0.036 pp | |
| 2.301 % | +0.008 pp | |
| 2.293 % | -0.069 pp | |
| 2.362 % | +0.039 pp | |
| 2.323 % | -0.026 pp | |
| 2.349 % | -0.007 pp | |
| 2.356 % | +0.032 pp | |
| 2.324 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for April 2025?
2.249 %, computed from 20 daily fixings. The ECB's official monthly average is 2.249 %.
My mortgage revises with the April average – what rate applies?
Reference 2.249 % plus your contractual spread; with a 1 pp spread the new rate is 3.25 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026