6-month Euribor – April 2025
The average 6-month Euribor for April 2025 is 2.202 %, computed from 20 daily fixings (complete). The month opened at 2.309 %, closed at 2.129 %, with a low of 2.104 % and a high of 2.320 %. Versus March 2025 the average is down 0.184 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in April on the 6-month Euribor plus 1 pp would pay 3.20 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
April 2025
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.129 % | -0.002 pp | |
| 2.131 % | +0.007 pp | |
| 2.124 % | -0.017 pp | |
| 2.141 % | +0.007 pp | |
| 2.134 % | +0.030 pp | |
| 2.104 % | -0.069 pp | |
| 2.173 % | +0.019 pp | |
| 2.154 % | -0.040 pp | |
| 2.194 % | -0.020 pp | |
| 2.214 % | +0.002 pp | |
| 2.212 % | -0.032 pp | |
| 2.244 % | +0.054 pp | |
| 2.190 % | -0.041 pp | |
| 2.231 % | +0.038 pp | |
| 2.193 % | -0.082 pp | |
| 2.275 % | +0.016 pp | |
| 2.259 % | -0.044 pp | |
| 2.303 % | -0.017 pp | |
| 2.320 % | +0.011 pp | |
| 2.309 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for April 2025?
2.202 %, computed from 20 daily fixings. The ECB's official monthly average is 2.202 %.
My mortgage revises with the April average – what rate applies?
Reference 2.202 % plus your contractual spread; with a 1 pp spread the new rate is 3.20 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026