Euribor Rates
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6-month Euribor in 2025

Average
2.204 %
Low
2.016 %
High
2.685 %
First → Last
2.562 % → 2.107 %

In 2025 the 6-month Euribor averaged 2.204 %. It started the year at 2.562 %, ended at 2.107 %, and moved between a low of 2.016 % (7 July 2025) and a high of 2.685 % (14 January 2025). Compared with 2024, the yearly average was down 1.284 pp.

The table lists every monthly average of 2025, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because the daily series starts in January 2006.

In 2025 the monthly averages of the 6-month Euribor were: January 2.614 %, February 2.460 %, March 2.385 %, April 2.202 %, May 2.117 %, June 2.050 %, July 2.055 %, August 2.084 %, September 2.102 %, October 2.106 %, November 2.131 %, December 2.141 %.

Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

2025

6-month Euribor 20252.002.202.402.60JanFebMarAprMayJunJulAugSeptOctNovDec

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Months

MonthAverageLowHighFirstLastDaysECB avg
January 2.614 % 2.554 % 2.685 % 2.562 % 2.590 % 22 2.614 %
February 2.460 % 2.355 % 2.536 % 2.536 % 2.355 % 20 2.460 %
March 2.385 % 2.331 % 2.422 % 2.331 % 2.336 % 21 2.385 %
April 2.202 % 2.104 % 2.320 % 2.309 % 2.129 % 20 2.202 %
May 2.117 % 2.042 % 2.161 % 2.143 % 2.069 % 19 2.116 %
June 2.050 % 2.035 % 2.074 % 2.063 % 2.049 % 21 2.050 %
July 2.055 % 2.016 % 2.101 % 2.051 % 2.075 % 23 2.055 %
August 2.084 % 2.057 % 2.112 % 2.070 % 2.074 % 21 2.084 %
September 2.102 % 2.083 % 2.123 % 2.086 % 2.096 % 22 2.102 %
October 2.106 % 2.079 % 2.138 % 2.079 % 2.138 % 22 2.107 %
November 2.131 % 2.110 % 2.155 % 2.142 % 2.110 % 20 2.131 %
December 2.141 % 2.107 % 2.172 % 2.123 % 2.107 % 20 2.139 %

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Date

DateRateChange
2.107 %-0.016 pp
2.123 %-0.001 pp
2.124 %-0.007 pp
2.131 %-0.003 pp
2.134 %+0.008 pp
2.126 %-0.008 pp
2.134 %-0.010 pp
2.144 %-0.020 pp
2.164 %-0.004 pp
2.168 %-0.002 pp
2.170 %-0.002 pp
2.172 %+0.007 pp
2.165 %-0.003 pp
2.168 %+0.018 pp
2.150 %+0.003 pp
2.147 %+0.021 pp
2.126 %+0.013 pp
2.113 %-0.008 pp
2.121 %-0.002 pp
2.123 %+0.013 pp
2.110 %-0.005 pp
2.115 %-0.002 pp
2.117 %-0.004 pp
2.121 %+0.001 pp
2.120 %-0.003 pp
2.123 %-0.011 pp
2.134 %-0.015 pp
2.149 %-0.006 pp
2.155 %+0.014 pp
2.141 %0.000 pp
2.141 %-0.005 pp
2.146 %+0.007 pp
2.139 %+0.012 pp
2.127 %+0.004 pp
2.123 %-0.001 pp
2.124 %-0.005 pp
2.129 %-0.001 pp
2.130 %-0.004 pp
2.134 %-0.008 pp
2.142 %+0.004 pp
2.138 %+0.011 pp
2.127 %+0.001 pp
2.126 %+0.002 pp
2.124 %+0.020 pp
2.104 %+0.005 pp
2.099 %0.000 pp
2.099 %-0.011 pp
2.110 %+0.010 pp
2.100 %-0.013 pp
2.113 %+0.003 pp
2.110 %+0.007 pp
2.103 %-0.003 pp
2.106 %+0.003 pp
2.103 %+0.004 pp
2.099 %-0.005 pp
2.104 %+0.001 pp
2.103 %-0.003 pp
2.106 %+0.003 pp
2.103 %+0.008 pp
2.095 %+0.012 pp
2.083 %+0.004 pp
2.079 %-0.017 pp
2.096 %-0.013 pp
2.109 %-0.014 pp
2.123 %+0.014 pp
2.109 %+0.006 pp
2.103 %+0.006 pp
2.097 %-0.012 pp
2.109 %+0.002 pp
2.107 %+0.009 pp
2.098 %+0.015 pp
2.083 %-0.004 pp
2.087 %-0.014 pp
2.101 %-0.007 pp
2.108 %-0.011 pp
2.119 %+0.005 pp
2.114 %+0.008 pp
2.106 %+0.001 pp
2.105 %+0.005 pp
2.100 %-0.003 pp
2.103 %+0.004 pp
2.099 %+0.010 pp
2.089 %+0.003 pp
2.086 %+0.012 pp
2.074 %+0.005 pp
2.069 %+0.007 pp
2.062 %-0.002 pp
2.064 %-0.006 pp
2.070 %+0.013 pp
2.057 %-0.020 pp
2.077 %-0.016 pp
2.093 %-0.016 pp
2.109 %-0.002 pp
2.111 %0.000 pp
2.111 %-0.001 pp
2.112 %+0.012 pp
2.100 %+0.002 pp
2.098 %+0.013 pp
2.085 %+0.002 pp
2.083 %-0.004 pp
2.087 %-0.002 pp
2.089 %+0.014 pp
2.075 %-0.002 pp
2.077 %+0.007 pp
2.070 %-0.005 pp
2.075 %-0.010 pp
2.085 %+0.002 pp
2.083 %-0.018 pp
2.101 %+0.048 pp
2.053 %+0.016 pp
2.037 %+0.003 pp
2.034 %+0.002 pp
2.032 %-0.019 pp
2.051 %+0.002 pp
2.049 %-0.020 pp
2.069 %0.000 pp
2.069 %-0.010 pp
2.079 %-0.008 pp
2.087 %+0.015 pp
2.072 %+0.002 pp
2.070 %+0.019 pp
2.051 %+0.032 pp
2.019 %+0.003 pp
2.016 %-0.010 pp
2.026 %-0.005 pp
2.031 %-0.002 pp
2.033 %-0.018 pp
2.051 %+0.002 pp
2.049 %+0.013 pp
2.036 %-0.001 pp
2.037 %+0.001 pp
2.036 %-0.005 pp
2.041 %+0.005 pp
2.036 %+0.001 pp
2.035 %-0.015 pp
2.050 %-0.011 pp
2.061 %-0.010 pp
2.071 %+0.017 pp
2.054 %-0.002 pp
2.056 %+0.004 pp
2.052 %+0.003 pp
2.049 %+0.005 pp
2.044 %-0.009 pp
2.053 %+0.017 pp
2.036 %-0.010 pp
2.046 %-0.018 pp
2.064 %-0.010 pp
2.074 %+0.011 pp
2.063 %-0.006 pp
2.069 %+0.027 pp
2.042 %-0.014 pp
2.056 %-0.033 pp
2.089 %-0.012 pp
2.101 %-0.017 pp
2.118 %+0.005 pp
2.113 %-0.008 pp
2.121 %+0.001 pp
2.120 %-0.036 pp
2.156 %-0.005 pp
2.161 %+0.030 pp
2.131 %+0.010 pp
2.121 %+0.010 pp
2.111 %-0.023 pp
2.134 %-0.012 pp
2.146 %+0.001 pp
2.145 %-0.006 pp
2.151 %+0.008 pp
2.143 %+0.014 pp
2.129 %-0.002 pp
2.131 %+0.007 pp
2.124 %-0.017 pp
2.141 %+0.007 pp
2.134 %+0.030 pp
2.104 %-0.069 pp
2.173 %+0.019 pp
2.154 %-0.040 pp
2.194 %-0.020 pp
2.214 %+0.002 pp
2.212 %-0.032 pp
2.244 %+0.054 pp
2.190 %-0.041 pp
2.231 %+0.038 pp
2.193 %-0.082 pp
2.275 %+0.016 pp
2.259 %-0.044 pp
2.303 %-0.017 pp
2.320 %+0.011 pp
2.309 %-0.027 pp
2.336 %-0.018 pp
2.354 %-0.025 pp
2.379 %+0.004 pp
2.375 %-0.011 pp
2.386 %-0.013 pp
2.399 %-0.005 pp
2.404 %-0.007 pp
2.411 %-0.010 pp
2.421 %-0.001 pp
2.422 %0.000 pp
2.422 %+0.007 pp
2.415 %+0.029 pp
2.386 %+0.014 pp
2.372 %-0.021 pp
2.393 %+0.003 pp
2.390 %-0.018 pp
2.408 %+0.014 pp
2.394 %+0.041 pp
2.353 %+0.011 pp
2.342 %+0.011 pp
2.331 %-0.024 pp
2.355 %-0.034 pp
2.389 %0.000 pp
2.389 %-0.018 pp
2.407 %-0.014 pp
2.421 %-0.026 pp
2.447 %-0.013 pp
2.460 %-0.014 pp
2.474 %-0.010 pp
2.484 %-0.005 pp
2.489 %-0.025 pp
2.514 %+0.007 pp
2.507 %+0.021 pp
2.486 %+0.005 pp
2.481 %+0.013 pp
2.468 %0.000 pp
2.468 %+0.002 pp
2.466 %-0.010 pp
2.476 %+0.001 pp
2.475 %-0.061 pp
2.536 %-0.054 pp
2.590 %-0.003 pp
2.593 %-0.005 pp
2.598 %+0.007 pp
2.591 %-0.009 pp
2.600 %+0.019 pp
2.581 %-0.005 pp
2.586 %+0.001 pp
2.585 %-0.021 pp
2.606 %-0.013 pp
2.619 %-0.023 pp
2.642 %-0.026 pp
2.668 %+0.011 pp
2.657 %-0.028 pp
2.685 %+0.030 pp
2.655 %+0.014 pp
2.641 %-0.008 pp
2.649 %+0.010 pp
2.639 %+0.008 pp
2.631 %+0.046 pp
2.585 %+0.031 pp
2.554 %-0.008 pp
2.562 %–

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Frequently asked questions

What was the average 6-month Euribor in 2025?

2.204 %. The low was 2.016 % on 7 July 2025 and the high 2.685 % on 14 January 2025.