Euribor Rates
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3-month Euribor in 2026

Average
2.303 %
Low
1.981 %
High
2.682 %
First → Last
2.026 % → 2.670 %

In 2026 the 3-month Euribor averaged 2.303 %. It started the year at 2.026 %, ended at 2.670 %, and moved between a low of 1.981 % (10 February 2026) and a high of 2.682 % (15 September 2026). Compared with 2025, the yearly average was up 0.124 pp.

The table lists every monthly average of 2026, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because the daily series starts in January 2006.

In 2026 the monthly averages of the 3-month Euribor were: January 2.028 %, February 2.011 %, March 2.109 %, April 2.175 %, May 2.225 %, June 2.339 %, July 2.425 %, August 2.513 %, September 2.635 %, October 2.628 %.

Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

2026

3-month Euribor 20262.002.252.50JanFebMarAprMayJunJulAugSeptOct

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Months

MonthAverageLowHighFirstLastDaysECB avg
January 2.028 % 2.016 % 2.039 % 2.026 % 2.031 % 22 2.028 %
February 2.011 % 1.981 % 2.041 % 2.022 % 2.013 % 20 2.011 %
March 2.109 % 2.026 % 2.178 % 2.026 % 2.079 % 22 2.109 %
April 2.175 % 2.075 % 2.243 % 2.075 % 2.199 % 20 2.175 %
May 2.225 % 2.181 % 2.283 % 2.200 % 2.268 % 19 2.226 %
June 2.339 % 2.245 % 2.417 % 2.245 % 2.324 % 22 2.339 %
July 2.425 % 2.312 % 2.493 % 2.312 % 2.484 % 23 2.425 %
August 2.513 % 2.461 % 2.593 % 2.461 % 2.593 % 21 2.513 %
September 2.635 % 2.594 % 2.682 % 2.608 % 2.617 % 22 –
October * 2.628 % 2.589 % 2.670 % 2.589 % 2.670 % 15 –

Source: official ECB / Eurosystem data. Published with a 24-hour delay. (*: n of about N business days so far)

Date

DateRateChange
2.670 %+0.024 pp
2.646 %+0.003 pp
2.643 %+0.001 pp
2.642 %+0.006 pp
2.636 %+0.008 pp
2.628 %-0.006 pp
2.634 %+0.002 pp
2.632 %0.000 pp
2.632 %-0.010 pp
2.642 %+0.006 pp
2.636 %+0.034 pp
2.602 %+0.005 pp
2.597 %-0.001 pp
2.598 %+0.009 pp
2.589 %-0.028 pp
2.617 %0.000 pp
2.617 %+0.023 pp
2.594 %-0.013 pp
2.607 %-0.007 pp
2.614 %-0.008 pp
2.622 %+0.014 pp
2.608 %-0.016 pp
2.624 %+0.004 pp
2.620 %-0.013 pp
2.633 %-0.028 pp
2.661 %-0.021 pp
2.682 %+0.018 pp
2.664 %+0.017 pp
2.647 %+0.004 pp
2.643 %+0.017 pp
2.626 %-0.009 pp
2.635 %-0.034 pp
2.669 %-0.010 pp
2.679 %+0.024 pp
2.655 %+0.009 pp
2.646 %+0.038 pp
2.608 %+0.015 pp
2.593 %+0.020 pp
2.573 %+0.016 pp
2.557 %+0.003 pp
2.554 %+0.009 pp
2.545 %+0.008 pp
2.537 %+0.013 pp
2.524 %+0.017 pp
2.507 %+0.015 pp
2.492 %-0.008 pp
2.500 %-0.001 pp
2.501 %-0.007 pp
2.508 %-0.003 pp
2.511 %+0.006 pp
2.505 %+0.015 pp
2.490 %+0.015 pp
2.475 %+0.001 pp
2.474 %-0.003 pp
2.477 %-0.017 pp
2.494 %-0.004 pp
2.498 %+0.037 pp
2.461 %-0.023 pp
2.484 %+0.012 pp
2.472 %+0.013 pp
2.459 %+0.014 pp
2.445 %-0.009 pp
2.454 %-0.034 pp
2.488 %+0.016 pp
2.472 %+0.016 pp
2.456 %-0.019 pp
2.475 %-0.018 pp
2.493 %+0.010 pp
2.483 %-0.002 pp
2.485 %-0.005 pp
2.490 %+0.038 pp
2.452 %+0.021 pp
2.431 %+0.019 pp
2.412 %+0.034 pp
2.378 %+0.025 pp
2.353 %+0.040 pp
2.313 %-0.008 pp
2.321 %0.000 pp
2.321 %-0.014 pp
2.335 %+0.023 pp
2.312 %-0.012 pp
2.324 %+0.007 pp
2.317 %+0.026 pp
2.291 %-0.002 pp
2.293 %-0.010 pp
2.303 %-0.021 pp
2.324 %+0.011 pp
2.313 %-0.017 pp
2.330 %-0.056 pp
2.386 %-0.031 pp
2.417 %+0.009 pp
2.408 %+0.001 pp
2.407 %+0.027 pp
2.380 %-0.021 pp
2.401 %+0.004 pp
2.397 %+0.024 pp
2.373 %+0.022 pp
2.351 %+0.039 pp
2.312 %+0.001 pp
2.311 %+0.012 pp
2.299 %+0.023 pp
2.276 %+0.031 pp
2.245 %-0.023 pp
2.268 %+0.037 pp
2.231 %+0.002 pp
2.229 %+0.039 pp
2.190 %-0.014 pp
2.204 %0.000 pp
2.204 %+0.009 pp
2.195 %+0.014 pp
2.181 %-0.020 pp
2.201 %-0.018 pp
2.219 %-0.013 pp
2.232 %-0.051 pp
2.283 %+0.031 pp
2.252 %-0.002 pp
2.254 %+0.020 pp
2.234 %-0.014 pp
2.248 %+0.008 pp
2.240 %+0.022 pp
2.218 %+0.018 pp
2.200 %+0.001 pp
2.199 %+0.050 pp
2.149 %-0.001 pp
2.150 %-0.020 pp
2.170 %+0.007 pp
2.163 %-0.002 pp
2.165 %+0.004 pp
2.161 %-0.007 pp
2.168 %-0.026 pp
2.194 %-0.010 pp
2.204 %-0.034 pp
2.238 %-0.002 pp
2.240 %-0.003 pp
2.243 %+0.039 pp
2.204 %+0.006 pp
2.198 %+0.048 pp
2.150 %-0.012 pp
2.162 %-0.008 pp
2.170 %+0.067 pp
2.103 %+0.028 pp
2.075 %-0.004 pp
2.079 %-0.043 pp
2.122 %-0.005 pp
2.127 %-0.008 pp
2.135 %0.000 pp
2.135 %-0.043 pp
2.178 %+0.049 pp
2.129 %+0.018 pp
2.111 %+0.003 pp
2.108 %-0.013 pp
2.121 %-0.027 pp
2.148 %-0.009 pp
2.157 %0.000 pp
2.157 %+0.007 pp
2.150 %+0.028 pp
2.122 %-0.016 pp
2.138 %+0.060 pp
2.078 %+0.029 pp
2.049 %+0.003 pp
2.046 %-0.010 pp
2.056 %+0.021 pp
2.035 %+0.009 pp
2.026 %+0.013 pp
2.013 %0.000 pp
2.013 %+0.002 pp
2.011 %-0.030 pp
2.041 %+0.007 pp
2.034 %+0.010 pp
2.024 %0.000 pp
2.024 %+0.018 pp
2.006 %-0.005 pp
2.011 %+0.012 pp
1.999 %0.000 pp
1.999 %+0.015 pp
1.984 %-0.010 pp
1.994 %+0.013 pp
1.981 %-0.001 pp
1.982 %-0.017 pp
1.999 %-0.021 pp
2.020 %-0.020 pp
2.040 %+0.011 pp
2.029 %+0.007 pp
2.022 %-0.009 pp
2.031 %+0.011 pp
2.020 %-0.006 pp
2.026 %-0.013 pp
2.039 %+0.001 pp
2.038 %0.000 pp
2.038 %+0.008 pp
2.030 %-0.004 pp
2.034 %+0.007 pp
2.027 %-0.002 pp
2.029 %-0.004 pp
2.033 %+0.007 pp
2.026 %+0.010 pp
2.016 %0.000 pp
2.016 %-0.004 pp
2.020 %+0.001 pp
2.019 %-0.012 pp
2.031 %-0.001 pp
2.032 %+0.006 pp
2.026 %-0.008 pp
2.034 %+0.005 pp
2.029 %+0.003 pp
2.026 %–

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Frequently asked questions

What was the average 3-month Euribor in 2026?

2.303 %. The low was 1.981 % on 10 February 2026 and the high 2.682 % on 15 September 2026.